Here are some important facts related to COVID-19 and Medicare from Medicare.Gov (see the citations below for additional information):
- Medicare covers the lab tests for COVID-19. You pay no out-of-pocket costs.
- Medicare covers FDA-authorized COVID-19 antibody (or “serology”) tests if you were diagnosed with a known current or known prior COVID-19 infection or suspected current or suspected past COVID-19 infection.
- Medicare covers monoclonal antibody treatments for COVID-19.
- Medicare covers COVID-19 vaccines. You pay no out-of-pocket costs.
- Medicare covers all medically necessary hospitalizations. This includes if you’re diagnosed with COVID-19 and might otherwise have been discharged from the hospital after an inpatient stay, but instead you need to stay in the hospital under quarantine. You’ll still pay for any hospital deductibles, copays, or coinsurances that apply.
NOTE: The facts above are true for both Original Medicare and Medicare Advantage. Which part of Medicare pays depends on the service, but in general Part B pays for tests and vaccines, Part A pays for hospitalization, and Medicare Advantage plans have to cover these services as well (and in some cases provide additional coverage as well; check with your plan for details).
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