Answer:

Medicare Part B (Medical Insurance) helps cover medically-necessary services like doctors’ services, outpatient care, medical supplies, and preventive services.

Medically-necessary services include but are not limited to:

  • Abdominal Aortic Aneurysm Screening
  • Ambulance Services
  • Blood
  • Bone Mass Measurement (Bone Density)
  • Cardiac Rehabilitation
  • Cardiovascular Screenings
  • Chiropractic Services (limited)
  • Clinical Laboratory Services
  • Clinical Research Studies
  • Colorectal Cancer Screenings
  • Defibrillator (Implantable Automatic)
  • Diabetes Screenings
  • Diabetes Self-Management Training
  • Diabetes Supplies
  • Doctor Services
  • Durable Medical Equipment (like walkers)
  • EKG Screening
  • Emergency Department Services
  • Eyeglasses (limited)
  • Federally-Qualified Health Center Services
  • Flu shots
  • Foot Exams and Treatment (Diabetes-related)
  • Glaucoma Tests
  • Hearing and Balance Exams
  • Hepatitis B Shots
  • HIV Screening
  • Home Health Services
  • Kidney Dialysis Services and Supplies
  • Kidney Disease Education Services
  • Mammograms (screening)
  • Medical Nutrition Therapy Services
  • Mental Health Care (outpatient)
  • Non-doctor Services
  • Occupational Therapy
  • Outpatient Medical and Surgical Services and Supplies
  • Pap Tests and Pelvic Exams (includes clinical breast exam)
  • Physical Exams
  • Physical Therapy
  • Pneumococcal Shot
  • Prescription Drugs (limited)
  • Prostate Cancer Screenings
  • Prosthetic/Orthotic Items
  • Pulmonary Rehabilitation
  • Rural Health Clinic Services
  • Second Surgical Opinions
  • Smoking Cessation (counseling to stop smoking)
  • Speech-Language Pathology Services
  • Surgical Dressing Services
  • Telehealth
  • Tests (other than lab tests)
  • Transplants and Immunosuppressive Drugs

Some of these services are covered for free in the right setting, for example, physical exams at your annual checkup. Other services are subject to the Part B deductible and coinsurance.

FACT: The Affordable Care Act of 2010 included free preventative services for Medicare. These include a free annual wellness visit, and some free tests and screenings. Make sure to consult with a doctor before assuming a service is free, since some services depend on age and other factors. See a list of preventative and screening services covered under Part B.

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