Answer:

Medicare Supplement is another name for Medigap. Medicare Supplement insurance plans (Medigap) helps fill the “gaps” in Original Medicare. Medigap is not part of Medicare and sold by private companies.[1]

Here are some useful facts about Medigap:

  • Medigap covers healthcare costs Original Medicare doesn’t.
  • Medigap can also cover services Original Medicare doesn’t like care when you travel outside of the US.
  • You must have Medicare Part A and B to get Medigap.
  • You can’t have Medigap and Medicare Advantage.
  • You can have a Part D drug plan and Medigap.
  • All Medigap plans are standardized and guaranteed to be renewable each year.
  • The only time Medigap is guaranteed issue is when you first become eligible for Medicare.
Citations

  1. What’s Medicare Supplement Insurance (Medigap)? Medicare.Gov.

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