Will I Pay More for Medicare if I Use a Medicare Broker or Agent?

Medicare is highly regulated, so you’ll always pay exactly the same rate for your Medicare plan regardless of how you enroll. There is no extra fee or hidden costs for enrolling online, over the phone, or in-person with a Medicare agent or broker.

Medicare agents and brokers are paid a commission directly by the insurer, so you’ll never pay extra when you enroll in a Medicare Advantage plan, Part D drug plan, or Medigap plan.

In other words, you’ll always get the same plan at the cost whether you sign up directly with an insurer, through Medicare.Gov, or through a licensed Medicare agent or broker.